Firearms insurance

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Firearms insurance

Post by beerd » 28 Nov 2013, 7:51 am

Hi guys,

I'm waiting on the product discloser statement and whatever for my home contents insurance after moving into a new place. Takes a week or whatever to arrive...

I forgot to ask about whether the insurance covers guns specifically when I was on the phone and it took 40 minutes to get through so not exactly keen to call again :lol:

Most contents policies include firearms insurance I assume (hope)?
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Re: Firearms insurance

Post by Techc » 28 Nov 2013, 8:19 am

Some do, some don't.

Sorry but that's about as helpful as it gets :lol: Check your PDS as you said to find out.

There is always the SSAA stand alone firearms insurance if required.
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Re: Firearms insurance

Post by Gregg » 28 Nov 2013, 1:31 pm

Definitely one to check the details of.

Even if they are covered there are some times limits, like they will only cover you for up to $1,000 unless you take out extra cover.

Without it you could have a 15k rifle stolen and still only get a grand back :(

If a thief breaks in your gun safe will obviously draw his attention once he finds it.

Check, better safe than sorry.
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Re: Firearms insurance

Post by Lorgar » 29 Nov 2013, 7:10 am

Gregg wrote:Even if they are covered there are some times limits, like they will only cover you for up to $1,000 unless you take out extra cover.


Mine doesn't cover me for fire if it's caused by discharging a rifle in the house :lol:
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Re: Firearms insurance

Post by beerd » 29 Nov 2013, 7:11 am

Lorgar wrote:Mine doesn't cover me for fire if it's caused by discharging a rifle in the house :lol:


Ha ha.

Yes well I think I can cross that off the list as a concern.

Thanks guys, I'll be sure to examine to book with a fine tooth comb when it arrives.
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Re: Firearms insurance

Post by Redwood » 06 Dec 2013, 10:10 am

The SSAA standalone insurance is worth a look I think.

I got a quote and it was pretty reasonable.
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